20Ways Winter Retail 2026

Improving Patient Care & Pharmacy Profitability

Under the Medicare Drug Price Negotiation Program (MDPNP),

starting this month, the secretary of the Department of Health

and Human Services (HHS) has negotiated pricing for the 10 top-

spend drugs in Medicare Part D, and will increase the number

of drugs negotiated yearly and include Part B drugs by 2028.

This is a cumulative list, and should result in 60 negotiated drugs

by the end of the decade. This means that effective January 1,

2026, 10 drugs covered under Medicare Part D now have

negotiated prices, which the law refers to as maximum fair prices

(MFPs). The Centers for Medicare & Medicaid Services (CMS)

expects the savings realized in 2026 to lower out-of-pocket costs

for Medicare enrollees by an estimated $1.5 billion.1

Community pharmacies are critical to ensure the success of the

MDPNP. A study by Avalere Health in March 2025 showed

the impact of the MDPNP on independent pharmacies and

beneficiaries alike. The study found that 34% of prescriptions (or

74 million prescriptions) slated for the MDPNP for 2026 or 2027

are currently filled at an independent or franchise pharmacy.

Avalere defined franchise pharmacies as “independently owned

pharmacies that operate under a franchisor’s branding and

business model within a specific region.” Additionally, the report

found that 30% of Medicare Part D beneficiaries (or 12 million

beneficiaries) received at least one of these prescriptions at an

independent or franchise pharmacy. The study concluded that

it is vital to understand impacts on dispensers and beneficiaries.2

The MDPNP is expected to exacerbate cash flow concerns

that pharmacies already have under Medicare Part D. Under

Medicare Part D, on average independent pharmacies are paying

their wholesalers for drugs they ship to pharmacies approximately

every two weeks, with some paying more frequently. Meanwhile,

plans and PBMs under Medicare Part D must reimburse

network pharmacies (other than mail-order and long-term care

pharmacies) under Medicare Part D prompt pay requirements 14

days after which the claim is received for electronic claims, and 30

days after for any other claim.3

But a study published in January 2025 by 3Axis Advisors

and commissioned by the National Community Pharmacists

Association (NCPA) has projected that pharmacies can expect

to experience additional financial strain under the MDPNP.

The 3Axis Advisors study found that: 1) pharmacies can expect

to face prescription payment settlement delays (in the form of

the manufacturer refund payments) of at least seven additional

days for negotiated drugs, exceeding current Medicare Part

D prompt pay requirements; 2) each pharmacy stands to lose

nearly $11,000 in weekly cash flow due to delayed payments;

and 3) pharmacies could forfeit an average of $43,000 in annual

revenue — roughly equivalent to a pharmacy technician’s

yearly salary. The projected $43,000 annual loss is due to the

elimination of estimated margins previously yielded on MFP

medications relative to estimated MFP-based payments.

And community pharmacists have concerns with the program.

In September 2025, NCPA surveyed its members on the

MDPNP, and received slightly over 400 responses. When asked

if the MDPNP would affect their decision to stock these ten

drugs, 86% stated that they were either considering (67%) or

have already decided (19%) to not stock the drugs.4

Pharmacies

Concerned

with the

Medicare

Drug Price

Negotiation

Program

Contributed by, Steve Postal, Senior Director,

Policy and Regulatory Affairs at National

Community Pharmacists Association (NCPA),

and Editorial Director of American Society for

Pharmacy Law (ASPL)

WINTER 2026 I RETAIL/COMMUNITY • SPECIALTY • LTC

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